:root {
  --ink: #102033;
  --muted: #667085;
  --line: #d9e2ea;
  --paper: #ffffff;
  --soft: #f4f8fb;
  --green: #2d7a4f;
  --orange: #e87722;
  --blue: #1d4f91;
  --dark: #0b1724;
  --max: 1180px;
  --radius: 22px;
  --shadow: 0 24px 70px rgba(16, 32, 51, .11);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.55;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.topbar {
  background: var(--dark);
  color: #d7e2ec;
  font-size: .92rem;
}
.topbar-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 10px 22px;
  display: flex;
  justify-content: space-between;
  gap: 14px;
  flex-wrap: wrap;
}

.header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255,255,255,.94);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(217,226,234,.8);
}
.nav {
  max-width: var(--max);
  margin: 0 auto;
  padding: 16px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 800;
  letter-spacing: -.02em;
}
.logo-mark {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  color: #fff;
  background: linear-gradient(135deg, var(--blue), var(--green));
  font-weight: 900;
}
.logo small {
  display: block;
  color: var(--muted);
  font-weight: 600;
  font-size: .73rem;
  margin-top: -3px;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 22px;
  color: #314153;
  font-weight: 650;
  font-size: .95rem;
}
.nav-cta {
  padding: 10px 16px;
  background: var(--orange);
  color: #fff;
  border-radius: 999px;
}

.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at top right, rgba(232,119,34,.18), transparent 34%),
    linear-gradient(135deg, #f9fbfd 0%, #eef6f1 48%, #fff8f1 100%);
}
.hero-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 86px 22px 72px;
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(320px, .9fr);
  gap: 42px;
  align-items: center;
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 8px 12px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,.75);
  border-radius: 999px;
  font-weight: 750;
  color: var(--green);
  font-size: .9rem;
}
.eyebrow::before {
  content: "";
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--orange);
}
h1 {
  font-size: clamp(2.45rem, 5vw, 4.9rem);
  line-height: 1.02;
  margin: 20px 0 20px;
  letter-spacing: -.055em;
}
.lead {
  font-size: 1.16rem;
  color: #455466;
  max-width: 680px;
}
.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 13px;
  margin-top: 30px;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 48px;
  padding: 13px 20px;
  border-radius: 999px;
  font-weight: 800;
  border: 1px solid transparent;
}
.btn.primary { background: var(--blue); color: #fff; }
.btn.secondary { background: #fff; color: var(--ink); border-color: var(--line); }
.btn.green { background: var(--green); color: #fff; }

.hero-card {
  background: rgba(255,255,255,.82);
  border: 1px solid rgba(217,226,234,.9);
  box-shadow: var(--shadow);
  border-radius: 32px;
  padding: 24px;
}
.hero-card-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.mini-card {
  padding: 18px;
  border-radius: 20px;
  background: var(--soft);
  border: 1px solid #e5edf3;
}
.mini-card strong { display: block; font-size: 1.08rem; margin-bottom: 4px; }
.mini-card span { color: var(--muted); font-size: .92rem; }
.visual {
  margin-top: 16px;
  min-height: 210px;
  border-radius: 24px;
  background:
    linear-gradient(135deg, rgba(29,79,145,.90), rgba(45,122,79,.90)),
    repeating-linear-gradient(45deg, rgba(255,255,255,.12), rgba(255,255,255,.12) 8px, transparent 8px, transparent 18px);
  color: #fff;
  display: grid;
  align-content: end;
  padding: 24px;
}
.visual .big { font-size: 2rem; font-weight: 900; letter-spacing: -.04em; }
.visual p { margin: 8px 0 0; color: rgba(255,255,255,.85); }

section { padding: 82px 22px; }
.container { max-width: var(--max); margin: 0 auto; }
.section-head {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: end;
  margin-bottom: 34px;
}
.section-head h2 {
  max-width: 760px;
  font-size: clamp(2rem, 3.4vw, 3.35rem);
  line-height: 1.08;
  margin: 0;
  letter-spacing: -.045em;
}
.section-head p { max-width: 420px; color: var(--muted); margin: 0; }
.kicker { color: var(--orange); font-weight: 850; text-transform: uppercase; font-size: .8rem; letter-spacing: .08em; }
.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 22px; }
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: 0 18px 45px rgba(16,32,51,.055);
}
.card h3 { font-size: 1.32rem; margin: 0 0 10px; letter-spacing: -.025em; }
.card p { color: var(--muted); margin: 0; }
.card ul { margin: 18px 0 0; padding-left: 18px; color: #475467; }
.card li + li { margin-top: 7px; }
.icon {
  width: 48px;
  height: 48px;
  border-radius: 15px;
  display: grid;
  place-items: center;
  margin-bottom: 18px;
  background: #eef6f1;
  color: var(--green);
  font-weight: 900;
}
.soft { background: var(--soft); }
.band {
  background: var(--dark);
  color: #fff;
}
.band .section-head p, .band .card p, .band .card ul { color: #b9c5d0; }
.band .card { background: #101d2b; border-color: #213246; box-shadow: none; }
.process {
  counter-reset: step;
}
.process .card { position: relative; padding-top: 58px; }
.process .card::before {
  counter-increment: step;
  content: "0" counter(step);
  position: absolute;
  top: 24px;
  left: 28px;
  color: var(--orange);
  font-weight: 900;
}
.zana {
  background:
    radial-gradient(circle at left top, rgba(45,122,79,.14), transparent 30%),
    linear-gradient(180deg, #ffffff, #f4f8fb);
}
.zana-box {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 30px;
  padding: 34px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: center;
  box-shadow: var(--shadow);
}
.badges { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 18px; }
.badge {
  display: inline-flex;
  padding: 7px 11px;
  background: #eef6f1;
  color: var(--green);
  border-radius: 999px;
  font-weight: 750;
  font-size: .88rem;
}
.contact-panel {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.contact-item {
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fff;
}
.contact-item small { display: block; color: var(--muted); font-weight: 750; margin-bottom: 5px; }
.contact-item strong { display: block; word-break: break-word; }
.notice {
  padding: 16px 18px;
  border-radius: 18px;
  background: #fff9ed;
  border: 1px solid #f3d1a7;
  color: #77511e;
  margin-top: 22px;
}
.footer {
  background: var(--dark);
  color: #d7e2ec;
  padding: 46px 22px;
}
.footer-inner {
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.footer a { color: #fff; font-weight: 700; }
.legal-page { padding: 72px 22px; }
.legal-page h1 { font-size: clamp(2rem, 3vw, 3.1rem); }
.legal-page h2 { margin-top: 34px; }
.legal-page p, .legal-page li { color: #475467; }

@media (max-width: 900px) {
  .hero-inner, .grid-2, .grid-3, .grid-4, .zana-box, .contact-panel { grid-template-columns: 1fr; }
  .section-head { display: block; }
  .section-head p { margin-top: 12px; }
  .nav-links { display: none; }
}
@media (max-width: 520px) {
  .hero-inner { padding-top: 54px; }
  .hero-card-grid { grid-template-columns: 1fr; }
  section { padding: 62px 18px; }
  .topbar-inner, .nav { padding-left: 18px; padding-right: 18px; }
}